The Individual Bureau Application Score Enquiry is ideal for credit recommendations and automated decision processes.
The D&B Individual Bureau Application Score Enquiry blends applicant data and bureau data to provide your business with a statistically based scoring decision. This decision can be fully tailored to meet the specific credit policies of your business. If your business is looking to move to a low cost automated decision tool then this report will best suit your needs.
Key benefits
- Reduce application processing time and cost: because credit staff do not have to manually process information there will be lower resource costs and improved efficiency.
- Consistent decision making: there is no subjectivity in the interpretation of data provided by your customers.
- Improved customer service: with the consistent application of credit policies, customer queries can be handled more efficiently.
Key features
- A statistically derived scorecard with a recommended decision based on your business' specific needs.
- Utilises your application data in conjunction with bureau data for a more powerful assessment solution than just bureau data alone.
- In depth adverse information all on the one report - 7 years of bankruptcies, 5 years of judgements, 3 years of summons data and 5 years of default data.
- Past enquiry data - 5 years of enquiry data shows the frequency and type of credit that the individual has applied for.
- Directorship data - the report lists companies the individual is a current director of and companies that the individual is a past director of. It will also show the trading status of these companies eg. if they are registered or unregistered.
- Broad personal information - where available the report will contain current and previous addresses, date of birth, employer details and when the individual's credit file was created.
- Able to show an individual's personal credit history and their commercial credit history.
