The Individual Bureau Enquiry is ideal if your business requires a broad range of information to make a credit decision.

The D&B Individual Bureau Enquiry contains information on an individuals' past credit history - public record data, default data, past enquiries, and directorship data.

If your credit decisioning process requires multiple inputs then this report will provide you with the information you need.

Key benefits

• Reduce risk when dealing with large credit exposures: the depth and breadth of information contained in this report provides you with a broad overview of an individual's credit worthiness.
• A 360-degree view of the customer: cross directorship data will show if the individual has responsibilities with another corporate entity.

Key features

• In depth adverse information all on the one report: seven years of bankruptcies, 5 years of judgements, 3 years of summons data and 5 years of default data.
• Past enquiry data: five years of enquiry data shows the frequency and type of credit that the individual has applied for, as reported to D&B.
• Directorship data: the report lists companies the individual is a current director of and companies that the individual is a past director of. It will also show the trading status of these companies eg. if they are registered or unregistered.
• Broad personal information: where available the report will contain current and previous addresses, date of birth, employer details and when the individual's credit file was updated.
• Able to show an individual's personal credit history and their commercial credit history.