Understand the credit-worthiness of your prospective customers with the D&B Consumer Credit Bureau.

Credit checking is critical to business success as it allows you to understand the risk associated with the extension of credit to any given customer. With access to information on millions of consumers in Australia and New Zealand, D&B can provide instant access to an individual's credit history.

There are a variety of reports available to ensure that you can access the information that you need:

• Public Record Enquiry: Provides bankruptcy, judgement and summons data to gain a clearer picture of past credit outcomes.
• Individual Adverse Enquiry: Provides bankruptcy, judgement, summons data and credit defaults to gain a clearer picture of past credit performance and outcomes.
• Individual Bureau Enquiry: Provides past credit history - public record data, default data, past enquiries, directorship data - giving you the information you need to make an informed credit decision.
• Individual Bureau Application Score Enquiry: Provides an automated credit recommendation in response to applicant and bureau data to ensure quick and easy access to our comprehensive consumer database.

Australian privacy laws provide strict guidelines around access to consumer information, which prevent casual users from ordering reports online. To find out how you can access D&B's consumer database call 13 23 33 or email the client services team.