Ensure your information is correct - credit check yourself today.
Managing your credit report is a simple task and it could save you a significant amount of trouble the next time you apply for credit. By checking your report regularly you can ensure that lenders are getting a balanced, complete picture of your financial health.
To order your report now, simply download the following form and return it to:
Dun & Bradstreet (Australia)
Public Access Centre
PO Box 7405
St Kilda Rd VIC 3004
Applications form:
Application for consumer credit report - Australia.pdf
Be sure to select the fast track service if you want to receive your report within one business day. Otherwise, select the regular service and you will receive your report within ten working days.
The fast track service costs $25.00, payment can be made by Mastercard, American Express or Visa. Alternatively a cheque can be made payable to Dun & Bradstreet.
Find out more about:
Why you should check your credit report
- It allows you to ensure that the information contained in the report is accurate
- Inaccuracies can be corrected if you know they exist
- You get to see how your credit history is being portrayed to credit providers
- Comments can be added to your file regarding credit disputes
Want to know more about your credit report? Access D&B's Frequently Asked Questions>>
What to do if the information on your file is incorrect
If you believe the information on your credit report is incorrect simply notify the D&B Public Access Centre and D&B will investigate the dispute for you.
Notification must be made in writing via the Consumer Credit File Update Form (42KB).
The dispute resolution process:
- Where the information has come from a credit provider D&B will work with the provider to investigate the matter. If appropriate documentation is provided D&B will update your credit file to reflect the change.
- Where the information relates to Public Records, D&B will require you to provide relevant documentation from the court for your file to be updated.
- You will be notified of the outcome of the dispute within 14 days of the dispute being lodged.
- D&B will provide your amended credit file to credit providers that have made an enquiry within the past three months. This will occur within 30 days.
- If you are not satisfied with the outcome, you may appeal to the Privacy Commission.
