Casual user reports

Gain an insight into your customers and prospects with a D&B commercial credit report.

Dun & Bradstreet offers five types of commercial reports for casual users. For detailed information on what each report contains select from the links below:

D&B Report

Should I conduct long term business with this company?

Complex, high-risk decisions call for powerful analytical tools, the kind found in the D&B Report. The best report for large exposure. Provides informative, in-depth evaluation of a company's financial stability. Easy-to-read and provides data helpful in predicting financial stress

Understand
Allow you to make daily credit decisions, researching competitors and suppliers, plan sales calls, discover business opportunities, evaluate tender applications and assess major suppliers for government or private contracts.

Report contains
  • Company identification
  • Business overview
  • Adverse information
  • Directors
  • Shareholders
  • Past enquiries
  • Payment habits
  • Trade references
  • Media/Company News
  • Trade Payment Analysis
  • Indicator of stability
  • Credit limit
  • Financial Statements (if available to D&B)
  • Financial Analysis
  • Operations & History
  • Corporate structure
  • Banking relationships
  • D&B Rating
  • Information Sources
Tells you

The report gives you an insight about a firm's long term operations, credit history, profitability and stability, a solid foundation for making your medium-to-higher risk decisions.

And answer even more
  • Is this company just a "one-man operation"?
  • When will I get paid? Will I get paid at all?
  • Has there been any litigation or pre-litigation activities against this company and/or its directors?
  • How much credit should I extend?
  • Is my credit line significantly higher compared to other creditors?
  • How have they been performing? Are they viable?
  • Do their financials compare favourably to the rest of their industry?
  • Do they have external funds it can draw on?
  • How big is their distribution network?
  • Are they dependent on failed or high risk companies?
D&B Report price (inc GST):
  • Domestic $363.00 (7-10 working day)
  • On Priority $789.00 (3-4 working days)

Business / Company Check

How soon will I get paid?

When it comes to making credit decisions, the payment history is a leading indicator of what the future will bring. To turn payment history into exploitable information, D&B has developed the Dynamic Delinquency Score (DDS). The DDS estimates a company's future payment performance hence indicates how quickly your customer is likely to pay you.

Understand
Knowing how a company or business has paid other creditors provides excellent insight into the payment behaviour your customer is likely to exhibit - dramatically reducing the risk of delinquency or non-payment.

Report contains
  • Company identification
  • Business overview
  • Adverse information
  • Directors
  • Shareholders
  • Past enquiries
  • Payment habits
Tells you

The report enables you to analyse the company's payment habits, calculate the probability that the company will pay a trade account in a "severely delinquent" manner (90+ days beyond terms) within the next 12 months. Also includes comparisons to other companies within the same industry.

And answer even more
  • Will they pay me on time?
  • Was the director previously involved in a failed business?
  • Which legal entity is operating the business and who is responsible for payment of accounts?
  • Have they had trouble paying creditors?
  • Has there been any litigation activity against this company and/or its directors?
  • How much credit do suppliers usually extend to them?
  • Are they operating within a high credit risk industry?
Business / Company Check price (inc GST):
  • Domestic $46.50

ASIC Company Extract

Company & Director identity verification.

D&B provides real time access to information from the Australian Securities & Investments Commission (ASIC), the Commonwealth government's independent body responsible for regulating organisations covered by the Corporations Law.

Understand
The identity of a company, a company director and its shareholders and rest assured that the entity is valid and operational.

Extract contains

  • The organisation details
  • The registered addresses
  • The roles in organisation
  • The share structure
  • The shareholders
  • The charges
  • The documents and annual returns lodged
  • Full details about all charges which have been registered against the selected companies.
Tells you
  • Company Extract provides company registration and directors details
  • DOCIMAGE allows you to purchase stored digital copies of all documents lodged at the ASIC by an organisation since 1991.
  • Director Search shows banned Directors in Australia
And answer even more
  • Has this company been trading for only a short period of time?
  • Where do I send legal documentation?
  • Has the director been disqualified?
  • How much money are shareholders willing to invest in backing the company?
  • Who stands in line before I do in order to get paid?
  • Is there a large turnover of directors in this company?
ASIC Extract price list (inc GST):
  • ASIC Company Extract  $17.60
  • ASIC DOCIMAGE Small (<10 pages) $38.50
  • ASIC DOCIMAGE Large (>10 pages) $55.00
  • ASIC Directors Search $55.00

ASIC Historical Extract

Company & Director identity verification.

D&B provides real time access to information from the Australian Securities & Investments Commission (ASIC), the Commonwealth government's independent body responsible for regulating organisations covered by the Corporations Law.

Understand
The identity of a company, a company director and its shareholders and rest assured that the entity is valid and operational.

Extract contains

  • The organisation details
  • The registered addresses
  • The roles in organisation
  • The share structure
  • The shareholders
  • The charges
  • The documents and annual returns lodged
  • Full details about all charges which have been registered against the selected companies.
Tells you
  • Historical Extract provides all of the information in a Company Extract, plus a full history of these details.
  • DOCIMAGE allows you to purchase stored digital copies of all documents lodged at the ASIC by an organisation since 1991.
  • Director Search shows banned Directors in Australia
And answer even more
  • Has this company been trading for only a short period of time?
  • Where do I send legal documentation?
  • Has the director been disqualified?
  • How much money are shareholders willing to invest in backing the company?
  • Who stands in line before I do in order to get paid?
  • Is there a large turnover of directors in this company?

ASIC Extract price list (inc GST):

  • ASIC Historical Extract $27.50
  • ASIC DOCIMAGE Small (<10 pages) $38.50
  • ASIC DOCIMAGE Large (>10 pages) $55.00
  • ASIC Directors Search $55.00

Business Name Extract

Business & Owners identity verification.

D&B provides real time access to information from the Office and Department of Fair Trading respective for each state throughout Australia.

Understand
Who are the business proprietors and when the business was founded.

Extract contains

  • The registration number
  • The date the business name was registered
  • The current registration status
  • The type of business entity
  • The names and addresses of the registered proprietors as held by the responsible business names agency.
  • The principal place of business
  • Whether they are individuals or corporations
  • Any documents that have been lodged against the business.
Tells you

The name and registration details under which a business operates, in the format of the state registration service.

And answer even more
  • Has this company been trading for only a short period of time?
  • Where do I send legal documentation?
  • Has the principal or owner been disqualified?
  • Where are they located?
  • Is the company operating in a high-risk industry?
Business Name Extract price list (inc GST):
  • ACT $28.00
  • NSW $19.50
  • NT $18.50
  • QLD $24.50
  • SA $27.00
  • TAS $24.00
  • VIC $21.50
  • WA $18.00

To purchase a commercial credit report now click here  or to find out about becoming a subscriber to D&B's commercial credit reporting services contact Client Services on 13 23 33.