Consumer Credit Expectations Survey

The D&B Consumer Credit Expectations Survey is a forward looking survey which examines consumer expectations for credit applications and use throughout the coming quarter. The survey also provides an analysis of consumer debt performance based on D&B data from the quarter just ended.

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The survey is conducted by Newspoll - Australia's premier public opinion polling company - on a quarterly basis and provides breakdowns based on:

  • gender
  • age
  • grocery buyer
  • children
  • marital status
  • work status
  • geographic location
  • socio-economic status
  • highest education completed
  • household income 

Previous editions

Consumer Credit Expectations Survey - January 2009

Two Australia's beginning to emerge

The differences between young and old, and high and low income households are becoming increasingly prevalent.

 Download the January-09 Report (2931KB)

Consumer Credit Expectations Survey - October 2008

Australia's debt divide

A debt divide is emerging in Australia as the global credit crisis impacts the spending behaviours of Australia's high and low income households.

 Download the October-08 report

Consumer Credit Expectations Survey - July 2008

Debt levels set to rise as families turn to credit

One third of Australians expect to have higher household debt levels in three months time and a growing number of those with children expect to rely on credit cards to make ends meet.

 Download the July-08 report (307KB)

Consumer Credit Expectations Survey - April 2008

Household debt fears on the rise

There has been a jump in the number of Australian households expecting to have higher levels of debt in three months time and young people are showing increasing signs of severe debt stress according to the latest Dun & Bradstreet Consumer Credit Expectations Survey.
 
 
Consumer Credit Expectations Survey - January 2008

Consumers use credit to bridge spending gap

An increasing number of Australian consumers expect to face financial difficulty with one in five turning to credit cards to cover expenses they couldn't otherwise afford and one in four expecting their debt levels to be higher in three months time.
 
 
Consumer Credit Expectations Survey - October 2007

Credit crunch impacts pre-Christmas credit plans

The vast majority of Australian households are not expecting to apply for new credit facilities over the next three months but already use a wide variety of credit products.

Download the Oct-07 report.pdf (211KB)