Every week, your customers’ financial positions change, while thousands of businesses fail and thousands more commence operations.
Your ability to make quick and accurate business decisions on the changing financial position of your current and future customers depends on access to immediate and up-to-date credit and risk assessment tools.
Dun & Bradstreet’s Portfolio Insight provides clear visibility on how your customers are performing by merging your accounts receivable data with D&B's predictive failure and late payment scores.
Profile your risk
Portfolio Insight builds on the powerful DNBi dashboard to profile your current customers. Updated every day, and incorporating your own ageing and outstanding balance definitions with D&B's sophisticated analytics, the dashboard reveals a quick and up-to-date view of risk exposure and growth opportunities.
Analyse your receivables
Extract deeper analysis from your own receivables data and custom fields such as account credit limits and divisions. Review the performance of your reserving and collections strategies by overlaying D&B's predictive risk scores with your own customer payment behaviour.
Identify corporate families
Analyse aggregated account performance by the ultimate holding company to understand both your total exposure and identify potential growth opportunities.
Segment your exposure
Understand the characteristics of your customers using criteria such as risk, size, age, industry type and geographic location.
Target a single customer’s performance with entity views that incorporate your own receivables information and the history of how balances and risk have changed over time.
From basic company information through to a comprehensive report on financial stability, payment patterns, failure risk, credit history and related entities and directors, Dun & Bradstreet’s range of company reports are essential to assessing the risk of doing business.
Available directly through our D&B Express solution, or within our powerful risk management platform DNBi, access to critical business information is just a click away.
Trade exchange program
Business-to-business payments information provides highly predictive insight into a key indicator of your business's stability – its cash flow.
Without this information you can miss the warning signs that a customer is experiencing financial distress or facing bankruptcy. Rising payment times can decrease your cash flow and lead to an increase in bad debt, with the longer your bills remain outstanding the higher the likelihood you won't get paid.
Trade payment information is one of the most important pieces of data for determining when and if a company is likely to fail, with 90 per cent of bankrupt companies exhibiting delayed, fluctuating or below industry average payment behaviours.
Dun & Bradstreet’s trade exchange program is a complimentary, free-of-charge service that can help you improve your collections and productivity, while supporting the quality of information available to help other business decision-makers reduce credit risk.
Participation in the trade exchange program includes:
Trade risk analysis
Using the power of Dun & Bradstreet’s predictive scoring models, our trade risk analysis provides an overview of the strengths and weaknesses of your current debtors.
This 'health check' includes a breakdown of your debtor portfolio by risk categories, allowing you to prioritise your collections process, increase cash flow and provide a range of management reports to your business.
With access to trade risk analysis your business can:
- filter lists of customers by risk band, dollar exposure etc. and assist in the prioritisation of the collections process
- extract graphical breakdowns of debtor risk which show number of debtors and total dollar exposure in each risk category to assist management reporting
- view movement of risk classifications within your debtor so you can monitor changing customer conditions.
Attaching a D-U-N-S Number, our unique worldwide 9-digit reference number, helps eliminate duplicates and organise and validate your existing data.
Dun & Bradstreet will match the legal name to your customer list, as shown in our files, so you can reduce the risk of fraud, and increase the speed and ease of your collection activities.
Your company name is not revealed to our customers when they access files in the Dun & Bradstreet database, nor is it identified in any customer report. Our trade exchange program has been in existence for more than 35 years with more than 10,000 global participants.
Dun & Bradstreet makes it easy for you to help the credit community.
We have quality measures in place to help ensure that the information from your records is reported accurately. We will provide you with a sample report of the processed experiences to help ensure that the data conforms to your company's credit standards and practices.